What You Need to Know About Student Loans

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  • Subsidized Loans
  • Unsubsidized Loans
  • Direct Plus Loans
  • The Interest Is Not a Game
  • What’s a Grace Period?
  • But What’s Deferment?
  • And Forbearance?
  • Either Way You Gotta Pay Up
  • Should I Consolidate?
  • student loan debt
  • Not All Loans Are the Same
  • Fill Out an FAFSA
  • Read the Fine Print
  • Don’t Take Out More Than You Need

Direct Plus Loans

Direct Plus Loans are federal loans for graduate- or professional-degree students and parents of dependent undergraduate students. You have to have good credit to take out these kinds of loans. You are given six months to start paying this back after you graduate.

(photo: GettyImages)

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