What You Need to Know About Student Loans

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  • What’s a Grace Period?
  • But What’s Deferment?
  • And Forbearance?
  • Either Way You Gotta Pay Up
  • Should I Consolidate?
  • student loan debt
  • Not All Loans Are the Same
  • Fill Out an FAFSA
  • Read the Fine Print
  • Don’t Take Out More Than You Need
  • Subsidized Loans
  • Unsubsidized Loans
  • Direct Plus Loans
  • The Interest Is Not a Game

Should I Consolidate?

Consolidating is when a company takes over all of your different loans and you pay them monthly in one bill at one interest rate. Think very carefully about whether this is for you because you can end up making payments and paying interest for a longer period of time.

(Photo: teekid/GettyImages)

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