What You Need to Know About Student Loans

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  • student loan debt
  • Not All Loans Are the Same
  • Fill Out an FAFSA
  • Read the Fine Print
  • Don’t Take Out More Than You Need
  • Subsidized Loans
  • Unsubsidized Loans
  • Direct Plus Loans
  • The Interest Is Not a Game
  • What’s a Grace Period?
  • But What’s Deferment?
  • And Forbearance?
  • Either Way You Gotta Pay Up
  • Should I Consolidate?

Fill Out an FAFSA

Before you can get a federal student loan, you have to fill out an FAFSA form. Depending on your financial need, this form will include either your parents’ financial information or yours. Once completed, you will receive an award letter letting you know which grants, scholarships and loans you qualify for. 

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