What You Need to Know About Student Loans

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  • Not All Loans Are the Same
  • Fill Out an FAFSA
  • Read the Fine Print
  • Don’t Take Out More Than You Need
  • Subsidized Loans
  • Unsubsidized Loans
  • Direct Plus Loans
  • The Interest Is Not a Game
  • What’s a Grace Period?
  • But What’s Deferment?
  • And Forbearance?
  • Either Way You Gotta Pay Up
  • Should I Consolidate?
  • student loan debt

Read the Fine Print

Enlist the help of a financial aid officer and don’t be afraid to ask questions. Be crystal clear about how much you are taking out, the payment plans, the interest rates and whether or not you need a co-signer.

(Photo: vitanovski/GettyImages)

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