What You Need to Know About Student Loans

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  • What’s a Grace Period?
  • But What’s Deferment?
  • And Forbearance?
  • Either Way You Gotta Pay Up
  • Should I Consolidate?
  • student loan debt
  • Not All Loans Are the Same
  • Fill Out an FAFSA
  • Read the Fine Print
  • Don’t Take Out More Than You Need
  • Subsidized Loans
  • Unsubsidized Loans
  • Direct Plus Loans
  • The Interest Is Not a Game

Either Way You Gotta Pay Up

No matter what, you must repay your student loans. Defaulting on your loans (not paying your loans for more than 270 days) can seriously ruin your credit. If you cannot afford your student loans, work with your loan officer to create a payment plan that works for you.

(Photo: ShaunWilkinson/GettyImages)

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