What You Need to Know About Student Loans

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  • Don’t Take Out More Than You Need
  • Subsidized Loans
  • Unsubsidized Loans
  • Direct Plus Loans
  • The Interest Is Not a Game
  • What’s a Grace Period?
  • But What’s Deferment?
  • And Forbearance?
  • Either Way You Gotta Pay Up
  • Should I Consolidate?
  • student loan debt
  • Not All Loans Are the Same
  • Fill Out an FAFSA
  • Read the Fine Print

Unsubsidized Loans

Unsubsidized loans are for undergraduate and graduate students. They are not based on need, but your school can determine how much they are going to give you. You have to pay for all of your interest regardless of being in school or being deferred.

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