What You Need to Know About Student Loans

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  • Read the Fine Print
  • Don’t Take Out More Than You Need
  • Subsidized Loans
  • Unsubsidized Loans
  • Direct Plus Loans
  • The Interest Is Not a Game
  • What’s a Grace Period?
  • But What’s Deferment?
  • And Forbearance?
  • Either Way You Gotta Pay Up
  • Should I Consolidate?
  • student loan debt
  • Not All Loans Are the Same
  • Fill Out an FAFSA

Subsidized Loans

Direct subsidized loans are granted to undergraduate students, where the school determines how much you can take out based on your financial need. The government pays the interest while you are in school and when your loans are in deferment.

(Photo: ericsphotography/GettyImages)

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