What You Need to Know About Student Loans

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  • Unsubsidized Loans
  • Direct Plus Loans
  • The Interest Is Not a Game
  • What’s a Grace Period?
  • But What’s Deferment?
  • And Forbearance?
  • Either Way You Gotta Pay Up
  • Should I Consolidate?
  • student loan debt
  • Not All Loans Are the Same
  • Fill Out an FAFSA
  • Read the Fine Print
  • Don’t Take Out More Than You Need
  • Subsidized Loans

The Interest Is Not a Game

School loans are like taking money from the bank — it accrues interest over time. So, if you just graduated from college, even though you have a grace period, you might want to pay some of that interest down now.

(photo: GettyImages)

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