What You Need to Know About Student Loans

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  • student loan debt
  • Not All Loans Are the Same
  • Fill Out an FAFSA
  • Read the Fine Print
  • Don’t Take Out More Than You Need
  • Subsidized Loans
  • Unsubsidized Loans
  • Direct Plus Loans
  • The Interest Is Not a Game
  • What’s a Grace Period?
  • But What’s Deferment?
  • And Forbearance?
  • Either Way You Gotta Pay Up
  • Should I Consolidate?

Higher Learning, Higher Bills

Real talk: College tuition is crazy expensive nowadays. And for 75 percent of us, they’re the only way we can afford school. But before you sign on the dotted line, here’s what you need to know about student loans and how to borrow with caution. By Kellee Terrell

 (Photo: Alex Slobodkin / Getty Images)

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