7 Tips for Improving Your Credit Score

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Double up.

Creditors typically report the balance on your loan or card on a particular day each month. But if you wait until your due date to make a payment, that number likely will not reflect your contribution, which means you will appear to carry more debt than you really do. Limit the impact: make two small payments each month, rather than one at month’s end.

(Photo: GettyImages)

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