7 Tips for Improving Your Credit Score

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  • woman paying with a credit card
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Get a credit card.

Not a fan of plastic? Too bad — get one anyway. Then use it responsibly, paying off your balance each month, to create positive entries on your report. Note, we said “one”: between the required lenders’ inquiries and changes to your total spending and credit limit, overdoing it could have the opposite impact.

(Photo: REUTERS/Jim Bourg /Landov)

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