7 Tips for Improving Your Credit Score

of 83Photo
  • woman doing paperwork and on her cell phone
  • credit score survey
  • credit cards
  • woman paying bill online
  • woman working on her laptop
  • woman paying with a credit card
  • pile of cash
  • clock

Get a credit card.

Not a fan of plastic? Too bad — get one anyway. Then use it responsibly, paying off your balance each month, to create positive entries on your report. Note, we said “one”: between the required lenders’ inquiries and changes to your total spending and credit limit, overdoing it could have the opposite impact.

(Photo: REUTERS/Jim Bourg /Landov)

More Photo Galleries

Watch on BET.com
Powered By ZergNet