Key Things You Need to Know to Get Obamacare

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  • Get Ready, Here It Comes
  • What Is a Health Insurance Marketplace or Exchange?
  • How Do I Find Out About My State's Exchange?
  • When Is the Enrollment Period?
  • Who Is Eligible?
  • How Much Will Marketplace Insurance Cost?
  • What If I Need Help Finding a Plan?
  • How Do Marketplace Plans Differ From Private Plans?
  • How Do I Choose a Marketplace Plan?
  • How Do I Qualify for Lower Premiums?
  • What About Lower Out-of-Pocket Expenses?
  • What If I Work Only Part Time?
  • What If I'm Unemployed?
  • What If I Have a Pre-Existing Condition?
  • Does the Marketplace Provide Dental Coverage?
  • What Happens If I Don't Buy Insurance?
  • What Happens If I Need Medical Treatment But Am Uninsured?

What Is a Health Insurance Marketplace or Exchange?

The marketplace is a website where people who are not covered by their employer or not eligible for federal programs like Medicaid or Medicare can purchase insurance. The federal government will run the insurance marketplace for 27 states; 16 others and the District of Columbia will manage their own exchanges; seven others will partner with the federal government.

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