Key Things You Need to Know to Get Obamacare

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  • How Much Will Marketplace Insurance Cost?
  • What If I Need Help Finding a Plan?
  • How Do Marketplace Plans Differ From Private Plans?
  • How Do I Choose a Marketplace Plan?
  • How Do I Qualify for Lower Premiums?
  • What About Lower Out-of-Pocket Expenses?
  • What If I Work Only Part Time?
  • What If I'm Unemployed?
  • What If I Have a Pre-Existing Condition?
  • Does the Marketplace Provide Dental Coverage?
  • What Happens If I Don't Buy Insurance?
  • What Happens If I Need Medical Treatment But Am Uninsured?
  • Get Ready, Here It Comes
  • What Is a Health Insurance Marketplace or Exchange?
  • How Do I Find Out About My State's Exchange?
  • When Is the Enrollment Period?
  • Who Is Eligible?

How Do Marketplace Plans Differ From Private Plans?

There is a universal set of essential benefits that all plans must provide, such as preventive services and mental health care. They also cannot charge more or refuse coverage to people with pre-existing conditions. But one must be covered through the exchange to qualify for lower premiums and out-of-pocket expenses based on income.

(Photo: Todd Pearson/Getty Images)

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