Break-Up With Debt in 2013

of 64Photo
  • income tax, tax return
  • income tax, saving money
  • finances, income tax, saving money
  • income tax, saving money
  • saving money
  • tax, income tax

Plan for the Worst

While spending your return on a glorious, tropical vacation may be tempting, financial experts say nothing blows your finances more than an unexpected financial emergency — and having no cash to pay for it. "Use your tax refund as a savings cushion and the next time disaster strikes, you'll be able to weather the storm and resume your regularly scheduled debt-busting ways," writes MMI. (Photo: Ferran Traite Soler/Getty Images)