Top Five Budget Busters

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Too Much Car

“Often, when people buy a car, they think about what monthly payment they can afford but don't look at the overall cost. What's really important is how much interest you're going to pay over time,” Owens said. “In addition, sometimes getting a gently used car, a car that may be a year old and maybe only has a few thousand miles on it, is a more affordable option. Doing so can save you a couple of hundred dollars a month over time and that can impact your overall budget.” (Photo: Spencer Platt/Getty Images)