Top Five Budget Busters

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Too Much Shopping Therapy

“When you do it excessively, shopping therapy can do more harm than good. One of the things that you might want to do is rather than going to the mall, let your fingers do the shopping by comparison shopping online,” Owens said. “Some stores offer web-only deals. And if you'd rather make your purchases in person, see which store has the best deal first by checking online. This is a great way to avoid impulse shopping and to become a more conscious spender.”

(Photo: GettyImages)

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