Don’t Cash Out: Tips for Black Friday Shopping

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  • Black Friday Tips
  • Don’t Spend Beyond Your Means
  • Make a Budget and Stick to It
  • Technology Is Your Friend
  • Map Out Your Shopping Route
  • Shop in Packs
  • Let’s Make a Deal
  • Safety First
  • Shop 'Til You Drop

Don’t Spend Beyond Your Means

The unemployment rate among African-Americans is twice as high as it is for whites. Debt is a major concern for Blacks across the nation, as 94 percent of Blacks have some type of debt compared to 82 percent for the general population. While a major amount of debt comes from education and personal loans, credit-card debt is highest among Blacks.

(Photo:    REUTERS /ERIC THAYER /LANDOV)

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