12 Tips for Improving Your Credit Score

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  • Quick Fixes Are Trouble
  • Pay Down Lowest Credit Card Balances First
  • What to Know Before Closing Accounts
  • Reach Out to A Credit Counselor
  • Be Patient and Consistent
  • Never Too Late to Improve Your Score
  • Check Your Credit Report
  • Review Your Score
  • Correct Errors
  • Create A Payment Plan
  • Plan to Keep Debt Down
  • Set Up Payment Reminders
  • Don’t Apply for Credit Needlessly

Reach Out to A Credit Counselor

If you have an extreme case of debt and need further assistance, find a credit counselor to assist you. The Department of Justice provides a list of approved credit counseling agencies by state.


(Photo: PhotoAlto/Frederic Cirou/Getty Images)

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