12 Tips for Improving Your Credit Score

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  • Plan to Keep Debt Down
  • Set Up Payment Reminders
  • Don’t Apply for Credit Needlessly
  • Quick Fixes Are Trouble
  • Pay Down Lowest Credit Card Balances First
  • What to Know Before Closing Accounts
  • Reach Out to A Credit Counselor
  • Be Patient and Consistent
  • Never Too Late to Improve Your Score
  • Check Your Credit Report
  • Review Your Score
  • Correct Errors
  • Create A Payment Plan

Don’t Apply for Credit Needlessly

Every inquiry or "hit" on your credit report alerts other lenders that you are looking around for money, so try to avoid filling out too many applications at once.

(Photo: Tetra Images/Getty images)

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