12 Tips for Improving Your Credit Score

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  • Never Too Late to Improve Your Score
  • Check Your Credit Report
  • Review Your Score
  • Correct Errors
  • Create A Payment Plan
  • Plan to Keep Debt Down
  • Set Up Payment Reminders
  • Don’t Apply for Credit Needlessly
  • Quick Fixes Are Trouble
  • Pay Down Lowest Credit Card Balances First
  • What to Know Before Closing Accounts
  • Reach Out to A Credit Counselor
  • Be Patient and Consistent

Review Your Score

Financial experts suggest that you check your report periodically to be sure that all the information is accurate. If any information is false or you suspect identity theft, report it immediately to the credit bureau.
(Photo:SpiffyJ/Getty Images)

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