Welcome to BET.com's Financial Help Desk, sponsored by Wells Fargo. Here you'll find tips and personal finance strategies to effectively manage your money. As your life changes, so should the goals you set for yourself financially. From planning for college to planning for retirement, the Financial Help Desk is here to provide beneficial steps to see you through. For additional information on empowering your financial future, including interactive financial planning tools and resources, visit Wells Fargo's My Financial Guide.