8 Ways To Save Money Now
Shape up and slim down with BET's tips on toning common trouble zones.
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8 Things For Your Financial Health - Money problems are a known cause of stress and having a rainy day fund lightens the load. Adopt a healthier lifestyle and start saving for the future. Small changes over time can yield big results.
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Saving Over Time Can Help Secure Your Future - Black women’s sense of obligation to community and family pulls them in so many directions financially. It's impossible to support others if you’re not financially secure. Make sure to put some money away for yourself every week.
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Resist Impulse Purchases - One way to find money is to spend less on “nice-to-have” items like electronics, clothing and accessories, eating out, and those addictive coffee drinks. Being more mindful and thinking twice before making a discretionary purchase can make a big difference.
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Use Credit Cards Sparingly - Save your credit cards for major purchases that you’ve taken the time to consider. Also, try leaving your credit cards at home so that you’re not tempted to use them on impulse purchases.
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Use an Automatic Saving Plan - Automatic saving plans make putting a little away almost effortless. With it, a set amount is deducted from each of your paychecks and put into a savings or mutual fund account of your choice.