Get All The Deets You Need On Open Enrollment For Obamacare

Open enrollment ends today — know the facts.

The open enrollment for "Obamacare" (Affordable Care Act) begins tomorrow (Nov. 1). Already overwhelmed?

We hope to make it easier for you with this quick overview of things you need to know to be ready to receive health insurance under the Affordable Care Act.

  1. You don't have time to procrastinate with signing up

    Thinking of waiting on signing up until you "get the time"? Well, heads up — you don't have as much time as you did the year prior.

    In fact, the sign-up period will be from Nov. 1 to Dec. 15 for those signing up via (available in 39 states).

    That's six weeks fewer than last year. Don't risk getting caught up with last minute glitches.

  2. You have to weigh your options

    Like any major decision you have to make in your life, you have to weigh your options to make sure you find the perfect fit for you as well as your family.

    Although you don't have as much time as last year, carefully comb through plans to find a plan that would work best for your health coverage needs.

    Did we mention there will be no do-overs this year if you don't like your coverage?

  3. Premiums for silver plans will rise an average of 34%

    According to, thanks to "a recent move by the Trump administration to discontinue Obamacare cost-sharing, payments have changed this year's math. Premiums for silver plans will rise an average of 34 percent this year, according to consulting firm Avalere."

    "That’s bad news if you’re among the 15 percent of consumers who make too much to qualify for premium subsidies. But it could be good news if you do qualify, since premium assistance has grown to match the rising benchmark silver price."

  4. Don't forget! You can get Penalized if you have no health insurance

    Don't get penalized at tax time for not having health coverage! Although there are some exceptions, we don't want you to be caught up with Uncle Sam; consider yourself warned.

Latest News

Subscribe for BET Updates

Provide your email address to receive our newsletter.

By clicking Subscribe, you confirm that you have read and agree to our Terms of Use and acknowledge our Privacy Policy. You also agree to receive marketing communications, updates, special offers (including partner offers) and other information from BET and the Paramount family of companies. You understand that you can unsubscribe at any time.